References for You
The McGill Brokerage TimeSaver (our informal inquiry) helps to identify potential solutions for your impaired risk clients by expediting the research of multiple carriers to determine which are more likely to deliver a competitive offer.
Tips for Ensuring Accurate Paramed Results
Having your clients follow some simple guidelines prior to their Paramed examination is key to ensuring accurate results.
Smoker and Non-Smoker Guidelines
Summary of carriers’ definitions of non-smokers, cigar users, etc.
Foreign Travel Questionnaire
A life insurance application involving a client that travels, resides overseas, or resides temporarily in the United States has its own unique considerations. Issues of underwriting, pricing, and compliance often come under more scrutiny with foreign risks